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Joanna Lock

In Touch

A Monthly Curated Newsletter

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

Why You Need to Start Having Deeper Conversations

Conversationally, introverts prefer to dive deep. We want to know what's really going on in your head, or to talk about something interesting we've read, heard, or watched, among other meaningful topics (link is external). And, it turns out, deep talk is actually good for us, whether you're an introvert, extrovert, or neither.

 
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Talk Deeply, Be Happy?

People who spend more of their day having substantive discussions and less time engaging in small talk seem to be happier, a new study found.

 
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How To Never Run Out Of Things To Say In Conversation

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Joanna Lock
 
 
 
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Testimonials and Referral Notes

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Christopher Han

I highly recommend Joanna as an insurance agent. She is very detail-oriented and patient, always willing to help clients understand their profiles and needs. With her expertise, she can recommend the right plan for you. Joanna's dedication and commitment to her clients make her an exceptional agent.

Irvin Neo

My first session with Joanna was very pleasant. I had specific objectives in mind when I went to the meeting, and Joanna was very professional in helping me address those. She did not simply just try to push plans to me. Rather she articulated how specific plans were helpful to my objectives. Her post-sale follow-up was also excellent, which helps builds trust between agent and customer.

Serene

My session with Joanna was both insightful and enlightening. As someone with limited knowledge of the financial planning and insurance options available to me, Joanna took the time to guide and educate me through the process. She was personable, approachable, and empathetic throughout, offering clear and practical advice tailored to my current life circumstances. There was no hard-selling or pushy marketing; instead, he demonstrated professionalism and transparency.

Anandan & Manju

I recently met Joanna and was impressed by her exceptional service and expert advice. She took the time to understand my needs and provided personalized recommendations that aligned with my goals. Her clear explanations of complex financial concepts made the process smooth and stress-free. Thanks to her, I now have the right coverage in place. I highly recommend Joanna for anyone seeking trusted financial guidance.

Joyce

From my interactions with Joanna, Joanna's shown herself to be highly reliable and quick to respond. When I raised a concern about my current policies, she suggested a solution that effectively resolved it. She also went beyond that by offering insights on how to further optimize other areas of my portfolio to align with my long-term goals. Overall, I’m very satisfied with the experience.

Syafiqah & Zahid

Thank you for the meet up earlier ! From the moment I reached out, Joanna provided exceptional service, taking the time to understand my needs and guiding me through the various options. Joanna was always available to answer my questions and made the entire process smooth and stress-free. With her expertise and genuine care for clients, I feel confident that I have the right coverage for my situation. Thank you, Joanna for your outstanding support!