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Joanna Lock

In Touch

A Monthly Curated Newsletter

"If you take control of your finances today, then you won’t be a victim of them tomorrow"

- Emily G. Stroud

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

What can we do about it?

While many families worry about what the ultimate impact of this crisis will be on their employment and finances, things aren’t quite as out of control as they seem. There are concrete steps we can make to protect ourselves financially.

It starts with being in tune with our personal money mindsets, followed by taking tangible steps to stay in control of our finances.

"Planning is bringing the future into the present so that you can do something about it now."

– Alan Lakein

Exploring ways and options to better plan and take control of your financial future?

Below is an article that you may find useful. Let's work together. Feel free to get in touch with me via WhatsApp to converse and learn more. Meanwhile, I hope that you and your loved ones will continue to stay safe and well. Cheers!

6 Essential Money Moves
 
Proudly Brought to You
 
I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joanna Lock
 
 
 
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WhatsApp me at +65 84973011   
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Testimonials and Referral Notes

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Christopher Han

I highly recommend Joanna as an insurance agent. She is very detail-oriented and patient, always willing to help clients understand their profiles and needs. With her expertise, she can recommend the right plan for you. Joanna's dedication and commitment to her clients make her an exceptional agent.

Irvin Neo

My first session with Joanna was very pleasant. I had specific objectives in mind when I went to the meeting, and Joanna was very professional in helping me address those. She did not simply just try to push plans to me. Rather she articulated how specific plans were helpful to my objectives. Her post-sale follow-up was also excellent, which helps builds trust between agent and customer.

Serene

My session with Joanna was both insightful and enlightening. As someone with limited knowledge of the financial planning and insurance options available to me, Joanna took the time to guide and educate me through the process. She was personable, approachable, and empathetic throughout, offering clear and practical advice tailored to my current life circumstances. There was no hard-selling or pushy marketing; instead, he demonstrated professionalism and transparency.

Anandan & Manju

I recently met Joanna and was impressed by her exceptional service and expert advice. She took the time to understand my needs and provided personalized recommendations that aligned with my goals. Her clear explanations of complex financial concepts made the process smooth and stress-free. Thanks to her, I now have the right coverage in place. I highly recommend Joanna for anyone seeking trusted financial guidance.

Joyce

From my interactions with Joanna, Joanna's shown herself to be highly reliable and quick to respond. When I raised a concern about my current policies, she suggested a solution that effectively resolved it. She also went beyond that by offering insights on how to further optimize other areas of my portfolio to align with my long-term goals. Overall, I’m very satisfied with the experience.

Syafiqah & Zahid

Thank you for the meet up earlier ! From the moment I reached out, Joanna provided exceptional service, taking the time to understand my needs and guiding me through the various options. Joanna was always available to answer my questions and made the entire process smooth and stress-free. With her expertise and genuine care for clients, I feel confident that I have the right coverage for my situation. Thank you, Joanna for your outstanding support!