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Joanna Lock

In Touch

A Monthly Curated Newsletter

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

The Relentless Pursuit of Improvement

It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far.

 
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I used to be jealous of other people's wealth and success - here is how I finally got over it

Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life.

 
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To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joanna Lock
 
 
 
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Testimonials and Referral Notes

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Christopher Han

I highly recommend Joanna as an insurance agent. She is very detail-oriented and patient, always willing to help clients understand their profiles and needs. With her expertise, she can recommend the right plan for you. Joanna's dedication and commitment to her clients make her an exceptional agent.

Irvin Neo

My first session with Joanna was very pleasant. I had specific objectives in mind when I went to the meeting, and Joanna was very professional in helping me address those. She did not simply just try to push plans to me. Rather she articulated how specific plans were helpful to my objectives. Her post-sale follow-up was also excellent, which helps builds trust between agent and customer.

Serene

My session with Joanna was both insightful and enlightening. As someone with limited knowledge of the financial planning and insurance options available to me, Joanna took the time to guide and educate me through the process. She was personable, approachable, and empathetic throughout, offering clear and practical advice tailored to my current life circumstances. There was no hard-selling or pushy marketing; instead, he demonstrated professionalism and transparency.

Anandan & Manju

I recently met Joanna and was impressed by her exceptional service and expert advice. She took the time to understand my needs and provided personalized recommendations that aligned with my goals. Her clear explanations of complex financial concepts made the process smooth and stress-free. Thanks to her, I now have the right coverage in place. I highly recommend Joanna for anyone seeking trusted financial guidance.

Joyce

From my interactions with Joanna, Joanna's shown herself to be highly reliable and quick to respond. When I raised a concern about my current policies, she suggested a solution that effectively resolved it. She also went beyond that by offering insights on how to further optimize other areas of my portfolio to align with my long-term goals. Overall, I’m very satisfied with the experience.

Syafiqah & Zahid

Thank you for the meet up earlier ! From the moment I reached out, Joanna provided exceptional service, taking the time to understand my needs and guiding me through the various options. Joanna was always available to answer my questions and made the entire process smooth and stress-free. With her expertise and genuine care for clients, I feel confident that I have the right coverage for my situation. Thank you, Joanna for your outstanding support!